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personalizedpokerchips| A heavyweight report comes out! Here comes the latest interpretation

editor editor 发表于2024-05-15 20:11:45 浏览2 评论0

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SourcePersonalizedpokerchipsChina Fund Daily

Li Shuchao, a reporter from China Fund News.

Recently, the China Securities Investment Fund Industry Association released the National Survey report on the situation of investors in the Public offering Fund Market (2022) (hereinafter referred to as the "report"), which disclosed the investment of big data by the base people in our country. for example, what kind of funds the base people prefer in the investment, the holding time of the fund, the number of investment products, how to select the base, the core needs of fund investment, etc., panoramic presentation of the investment portrait of the people of our country.

More than 60% of individual investors

Tend to be active equity funds

From the perspective of investment types, the individual investors surveyed are more inclined to the mixed stock type and partial stock type. Survey data show that among the investment varieties of public funds, stock and mixed funds are more prominent.

According to the report, general equity funds (excluding index funds) were surveyed by more than 60% of individual investors (65%).Personalizedpokerchips.6%) choose as the main investment variety of public offering funds, 43Personalizedpokerchips.3% choose mixed fund (partial stock mixed fund). ItsPersonalizedpokerchipsThe proportion of other bond funds (excluding index funds), passive or enhanced index funds (excluding ETF) and mixed (balanced hybrid) is 29.9%, 27.7% and 22.9%, respectively.

Another 22.4%, 18.7% and 13.4% of investors chose ETF, money market funds and hybrid (partial debt hybrid), while less than 10% of investors chose FOF funds, QDII funds and other types of funds.

Industry insiders said that the rich risk-return spectrum of public offering funds gives investors more levels of investment choices. From the perspective of fund investment varieties, active equity funds are still the most popular investment variety for investors, which is related to the advantages of public equity funds in active stock selection, the long-term good historical performance of some excellent funds and star managers. This data also reminds public fund managers to return investors' trust and trust with better investment returns.

From the point of view of the number of public funds held by individual investors surveyed, the number of public funds held by individual investors decreased in an inverted triangle.

Survey data show that only the number of investors holding public funds is in an inverted triangle, and the more public funds they hold, the smaller the proportion of investors. Nearly half of the investors (44.6%) said they held less than 5 funds, while 25.5% of the investors held "6 Murray 10". Another 12.3%, 6.5% and 7% of investors chose to hold "11Mu15", "16Mu20", "21 or more".

More than 60% of individual investors hold it for more than one year.

From the average time of holding a single public offering fund, more than 60% of the investors have held the public offering fund for more than one year.

Overall, individual investors with a holding period of one to three years account for the largest proportion, at 41.8 per cent, according to survey data. The proportion of individual investors with an average holding time of 4-5 years and more than 6 years was 15.0% and 9.7%, respectively. The investors who held a single public fund for an average of more than one year accounted for 66.5% of the total.

Industry insiders said that compared with the data two years ago, the latest survey data show that individual investors have held a single fund for an average longer time, such as 66.5% for more than one year, an increase of 10 percentage points from the data two years ago. The proportion of holding for less than 6 months, half a year to one year decreased significantly, showing that with more investor education, individual investors are more inclined to long-term investment, and the concept of long-term investment has gradually become the mainstream of the market.

However, the person also mentioned that while ordinary investors lengthen the investment period, fund managers should do a good job in investment management and create a better holding experience for their holders. if the net value of the fund fluctuates greatly and the holding experience is not good, it may also lead to the outflow of funds and the shortening of the holding time of the people.

Under the background of holding for a long time, the fixed investment of the fund has been paid more and more attention by investors, and more than 60% of the investors approve the way of the fixed investment of the fund.

The data show that most of the individual investors surveyed have a positive attitude towards the fund. 64.5% of the respondents thought that the fixed investment of the fund "can spread the investment risk and is an easy and labor-saving way of investment". 16.9% of the investors thought that the fixed investment of the fund was "no different from the general fund investment, with the rise and fall of the market", while only 13.6% of the investors held a negative attitude, believing that "the fixed investment of the fund is not as good as the general fund investment, not as good as their own choice."

Comprehensive consideration of multiple factors

Trust your own judgment in terms of investment timing.

What factors will individual investors consider in fund investment?

Survey data show that the main factors considered by individual investors are the performance of the fund itself, the comprehensive strength of fund companies, the ranking of fund managers and investment ability. The second is the stability of product investment style, fund investment strategy, fund company size and so on. In addition, factors such as convenience of purchase, fund rate and so on will be considered.

Insiders in the industry believe that from the survey results, individual investors' investment in public offering funds is comprehensively considered by multiple factors, including the importance of fund performance and the stability of investment style, indicating that with the popularization of investor education, investors are becoming more and more mature and rational about fund investment.

In terms of investment timing, the individual investors surveyed trust their own judgment more.

When individual investors are investing in public funds, the investment behavior of others has little influence on the timing of personal investment. The proportion of "strongly recommended by others" and "people around them are buying funds" are 20.6% and 9.0%, respectively. On the other hand, personal judgment and actual demand have a high degree of influence on the timing, among which the situation of "the market is falling and there is a chance to copy the bottom" is the preferred time to buy. The proportion reached 43.0%; the proportion of "hoping to keep the appreciation of idle assets" was 39.0%; the proportion of "I found that a fund performed very well" was 38.2%; and the proportion of "the market is rising and optimistic about the market situation" was 35.0%.

personalizedpokerchips| A heavyweight report comes out! Here comes the latest interpretation

About 60% of investors said they needed consultancy services.

In terms of asset allocation services provided by fund investment advisers, 20.6% of investors said they "need" advisory services very much, and 39.9% of investors believed that "providing investment advice" was enough. The total number of investors above reached 60.5%. In addition, 21.6% of investors said they "don't care, they can invest on their own", and 8.8% of investors were "interested but don't understand it yet." Only 9.1% of investors made it clear that they "do not need" advisory services.

Industry insiders said that the market has fluctuated greatly in recent years. Under the background of market adjustment, it has become more difficult for ordinary investors to make good investments, so the demand for fund investment business is also growing. However, since my country's fund investment business is still in its early stages of development, some investors do not understand it, and the long-term investment performance of some fund investment portfolios has yet to be tested. From this perspective, the development of my country's fund investment business still has a long way to go.

When asked about investment reserve needs, most investors said that pension reserves are the first choice.

Survey data shows that when investors invest in public funds, pension reserves are their primary consideration for reserve needs, with a proportion of 56.6%. The second is the demand for wealth management reserves, with a proportion of 55.9%. Education reserve needs and emergency reserve needs were also mentioned, with ratios of 33.4% and 26.9% respectively.